Required payment is the minimum payment. It includes your monthly payment and any past due or overlimit amounts. It's accurate as at the last business day. This is the amount you need to pay by the due date in order to avoid a late payment fee and meet the terms and conditions of your account. Current balance is the amount you currently owe on this credit card. Statement closing balance is the amount you need to pay each month by your due date to avoid interest on purchases. This amount is accurate as at your statement date.
You can make a credit card repayment by calling 13 22 65, 24 hours a day, seven days a week – calls from mobile phones are charged at applicable rates.
Setting up a direct debit through the NAB app or NAB Internet Banking takes the hassle out of making repayments.
Once you’ve set this up, you’ll see NAB Card Autopay showing in your chosen transaction account listing.
If you're unable to use online banking, here are a few other ways we make it easy to repay your credit card.
Visit your closest branch to make a repayment in person.
You can make a repayment at any Australia Post outlet that displays the Bank@Post TM , opens in new window sign. You'll need your credit card and PIN.
We no longer accept cheques via post for credit card payments.
If you don't have a NAB transaction or savings account, here are some ways you can repay your NAB credit card.
Setting up a direct debit through the NAB app or paper form takes the hassle out of making repayments. Once you’ve set this up, you’ll see “NAB Card Autopay” showing in your chosen transaction account listing.
You can use BPAY® if you don’t have a NAB account.
Allow 2 business days for BPAY payments to be credited.
If you’re having trouble making payments, call us on 1800 701 599 from Monday to Friday, 8:00am to 8:00pm (AEST/AEDT) and Saturday, 9:00am to 1:00pm (AEST/AEDT) . You might also want to read more about Customer Care.
When making credit card payments, paying the wrong amount could cost you in interest. Learn how to avoid interest.
Learn how interest on your card works, and ways to avoid paying it.
Simple guides to help you complete tasks online for your NAB credit card, debit card and NAB Now Pay Later card.
Solve problems quickly online with our easy-to-follow guides. Simply select a topic and we’ll direct you to the information you need.
Visit our personal banking contact page for FAQ’s and how-to-guides, help from our virtual assistant and contact numbers.
Visit us in person at your nearest NAB branch or business banking centre.
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To help you remember the due dates for paying your credit card statements, we send proactive SMS reminders to eligible account owners (primary card holders). If you’re eligible to receive these reminders we’ll use the mobile number we have for you, unless you’ve opted out of receiving these messages. Alternatively, you can set up reminders via NAB Alerts within NAB Internet Banking, as above.
Reminders are not a substitute for checking payment due dates and your statements.
You can also stay on top of your payments by setting up a direct debit through the NAB app or NAB Internet Banking.
Consider the NAB Internet Banking terms and conditions which apply when using NAB Internet Banking and the NAB app, before making any decisions regarding these services. The NAB app is compatible with Android™ and iOS, minimum platform requirements apply. Android is a trademark of Google LLC. iOS is a trademark or registered trademark of Cisco in the U.S. and other countries and is used under license. Services issued by NAB.
®BPAY is a registered trademark of BPAY Pty Ltd ABN 69 079 137 518.
Bank@Post TM and its device mark are trade marks (registered or otherwise) of the Australian Postal Corporation.